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  In New Mexico, drivers are required to carry a minimum amount of car insurance to legally operate a vehicle. The state’s minimum car insurance requirements include liability coverage of at least $25,000 for bodily injury per person, $50,000 for …

The Made Whole Doctrine is a legal principle primarily applied in the context of insurance claims and subrogation. It asserts that an insured party must be fully compensated for their losses before an insurance company can seek reimbursement from a …

Potholes are a common yet often underestimated hazard on roadways, capable of inflicting significant damage to vehicles. These depressions in the road surface are typically formed by the combination of water infiltration and the freeze-thaw cycle, which weakens the pavement. …

Many pet owners may not realize that their umbrella insurance policy often excludes coverage for injuries or damages caused by their pets. While standard homeowners or renters insurance may provide some level of liability protection for pet-related incidents, an umbrella …

Uninsured Motorist Coverage (UMC) is a type of automobile insurance designed to protect drivers in the event they are involved in an accident with a motorist who lacks insurance. This coverage is particularly key in regions where the number of …