20+ year of experience
Insurance Defense Lawyers
Personal attention

New Mexico’s
Serious Injury Lawyers Find out if you have a case Find out if you have a case

Statute Of Limitations Auto Accident

28.08.25
Davis Kelin Law Firm

The statute of limitations for auto accident claims refers to the legal time limit within which an individual must file a lawsuit after being involved in a car accident. This time limit varies by state and is set by legislation. The purpose of the statute of limitations is to ensure that legal actions are taken promptly, preserving evidence and preventing the threat of lawsuits indefinitely looming over individuals and businesses.

Once the statute of limitations has expired, the injured party loses the right to file a lawsuit seeking damages for their injuries. In most states, the statute of limitations for auto accident claims ranges from one to six years, with two to three years being the most common timeframe. The clock typically starts ticking from the date of the accident or from the date when the injury was discovered or should have been discovered.

Failing to adhere to the statute of limitations for auto accident claims can result in losing the right to seek compensation for injuries and damages sustained in the accident.

The statute of limitations directly impacts auto accident claims by setting a strict deadline for filing a lawsuit. Once this deadline has passed, the injured party loses the right to seek compensation through legal action. This means that even if the injured party has a strong case and clear evidence of negligence or fault on the part of the other party, they will be barred from pursuing a lawsuit if they fail to file within the specified timeframe.

The statute of limitations can affect negotiations with insurance companies. If an injured party is aware that the statute of limitations is approaching, they may have less time to negotiate a fair settlement with the insurance company before resorting to legal action. This time pressure can impact the outcome of settlement negotiations and may lead to less favorable terms for the injured party.

While the statute of limitations sets a general timeframe for filing auto accident claims, there are exceptions that may extend or shorten this deadline. One common exception is the discovery rule, which allows the statute of limitations to be extended if the injury was not immediately apparent at the time of the accident. In such cases, the clock starts ticking from the date when the injury was discovered or should have been discovered.

Some states have specific provisions for minors involved in auto accidents. In these cases, the statute of limitations may be tolled until the minor reaches the age of majority, allowing them to file a claim within a certain timeframe after turning 18. Other exceptions to the statute of limitations may include cases involving government entities, cases where the defendant leaves the state, or cases where fraud or intentional concealment is involved.

Failing to file an auto accident claim within the statute of limitations can have serious consequences for the injured party. Once the deadline has passed, the individual loses their right to seek compensation through a lawsuit, effectively barring them from pursuing legal action against the at-fault party. This means that even if the injured party has suffered significant injuries and damages, they will be unable to recover any compensation through the legal system.

In addition to losing the right to seek compensation, failing to file within the statute of limitations can also result in potential legal complications if an individual attempts to pursue a lawsuit after the deadline has passed. The defendant can raise the statute of limitations as a defense, leading to dismissal of the case by the court.

Navigating the statute of limitations in auto accident claims requires proactive and informed decision-making. To ensure that you comply with this legal timeframe and protect your right to seek compensation, consider the following tips: 1. Act promptly: As soon as you are involved in an auto accident, take prompt action in seeking medical attention and gathering evidence related to the incident.

This will help ensure that you have sufficient time to assess your injuries and evaluate your legal options within the statute of limitations. 2. Research state laws: Familiarize yourself with the specific statute of limitations for auto accident claims in your state.

3. Seek legal guidance: Consulting with a knowledgeable attorney who specializes in personal injury law can provide valuable guidance on navigating the statute of limitations.

Do you have a case?

Find out in 3 easy steps if you have a case.
All fields are required. If you need immediate assistance, do not hesitate to call us.

Note: Completing this form does not create an Attorney-Client Relationship
*information required